Home / Cost guides / Cataract Surgery

How Much Does Cataract Surgery Cost? Medicare’s 2026 Price, Hospital vs. Surgery Center

Figures verified against Medicare’s Procedure Price Lookup on July 29, 2026. Medicare 2026 rates.

Medicare's national average for cataract surgery in 2026 is $1,717 at an ambulatory surgery center and $2,819 at a hospital outpatient department — a range of $1,717 to $2,819 for the same procedure code, CPT 66984. Those totals cover the doctor's fee and the facility's fee together. A Medicare patient's own share is $343 at the surgery center and $563 at the hospital.

Medicare describes CPT 66984 as “Extracapsular cataract removal with insertion of intraocular lens prosthesis” — in plain terms, cataract removal with an intraocular lens implant, per eye. The figures below are national averages published by CMS; your own region, and above all your own insurance status, will move them.

What Medicare pays for CPT 66984 in 2026

 Ambulatory surgery centerHospital outpatient department
Total (Medicare-approved amount)$1,717$2,819
Doctor fee$462$462
Facility fee$1,255$2,357
Medicare pays$1,374$2,256
Patient pays (average)$343$563

Source: Medicare.gov Procedure Price Lookup, CPT 66984, retrieved July 29, 2026. CMS states these are national averages based on Medicare’s 2026 payments and copayments; the underlying dataset is the CMS 2026 Hospital Outpatient PPS annual policy file. Figures are rounded by CMS and are not intended to reconcile to the dollar.

Same surgeon, same procedure, 64% more at the hospital

The most useful thing in that table is what does not change. The doctor’s fee is $462 in both settings. What moves is the facility fee: $1,255 at a surgery center against $2,357 at a hospital outpatient department — 1.9× as much. Because the professional fee is fixed, the whole 1.6× difference in the total is the building.

If you are choosing where to have this done, the setting is the single largest lever on the price, and it is one of the few that is genuinely yours to pull. If the procedure has already happened, the setting explains why the number is what it is — but it does not make an inflated or miscoded line correct.

The charges that ride along with cataract surgery

Medicare.gov's own note on this procedure says the figures include facility and doctor fees, but that “you may need more than one doctor and additional costs may apply.” In practice the extra bill is usually anesthesia, and sometimes pathology. Two things from CMS's National Correct Coding Initiative Policy Manual are worth knowing before you pay any of them:

Anesthesia itself is reported from the CPT anesthesia series; the manual notes that codes 00100–01860 are the “Anesthesia for” codes tied to a surgical intervention, and that 99151–99157 describe moderate (conscious) sedation. Which specific code applies depends on the operation, so ask for the anesthesia claim in writing rather than assuming.

Medicare’s number is not your number

Everything above is what Medicare pays. It is not a cash price, it is not what a commercial insurer has negotiated, and it is certainly not a hospital’s list price. Those three numbers can differ from each other by multiples for the identical procedure code at the identical hospital.

We are deliberately not publishing a national “fair cash price” for cataract surgery. We do not have a current primary-source benchmark for one, and a stale number presented as today’s would be worse than no number. What we can tell you is where the number that actually governs your bill lives: your hospital publishes its own rates for CPT 66984 — the gross charge, the discounted cash price, and the payer-specific negotiated rates — in a machine-readable file. Our hospital price check walks you to it, and this guide shows how to read it once you get there.

If you just want a quick sanity check on the number in front of you, the overcharge estimator compares your charge against typical national ranges. Treat it as a smoke alarm, not a valuation.

What to check on your own bill for cataract surgery

Each eye is its own surgery.

Medicare’s figures above are for one procedure. If both eyes were done, they are normally two separate dates of service with two separate claims. Two lines for CPT 66984 on the same date, without a left/right modifier distinguishing them, is the single most checkable thing on a cataract bill.

The lens implant is not a separate CPT line.

CMS’s own description of 66984 — “Extracapsular cataract removal with insertion of intraocular lens prosthesis” — describes the removal and the lens insertion as one procedure. A separate charge described as the surgery itself, billed again alongside 66984, is worth asking about in writing.

Anesthesia usually arrives as a second bill.

Medicare.gov notes on this page that “you may need more than one doctor and additional costs may apply.” For cataract surgery that second bill is normally the anesthesia practitioner’s.

And the checks that apply to every bill

Have the bill in front of you? Upload it and our AI reads every line — decoding each code, flagging duplicates, upcoding and unbundling, and drafting a dispute letter for anything it flags.

Audit my bill →

Sources

CPT® is a registered trademark of the American Medical Association. CPT code descriptions quoted above are reproduced only as they appear on the CMS pages cited.

This page is general information about medical billing, not medical, legal, or financial advice, and it does not establish what any provider may lawfully charge you. Medicare’s published national averages are rounded and will differ from the rates in your region and from the rates that apply if you are not a Medicare beneficiary. VerifyDoc is a document analysis service, not a licensed billing specialist, attorney, or insurance advisor. Always verify a flagged charge against your own medical records before disputing it.