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Free tool

Free medical bill tools

Decode the codes, check the prices, and find out which amounts you are not actually required to pay.

Denial Code Decoder

What CO-45, PR-1 and CO-97 mean — and whether that amount can be billed to you at all.

Hospital Price Check

Compare your charge to the hospital's own federally required published price file.

Bill Code Lookup

Place-of-service and HCPCS codes — including the one that explains surprise facility fees.

Overcharge Estimator

What common procedures typically cost, and how far your bill sits from that.

No Surprises Act Checker

Whether federal surprise-billing protections apply to your bill.

Start here if you have a bill in front of you

Put the itemised bill next to the explanation of benefits from your insurer and compare one number: what the EOB says is your responsibility, against what the provider is asking for. If the provider's figure is higher, the difference is usually an amount that should have been written off — and that single comparison finds more money than anything else a patient can do unaided.

Then work the codes. The denial code decoder tells you which adjustments are legitimately yours and which are the provider's to absorb.

Why these are free

What a code means, whether an amount is billable, what a hospital published as its own price — none of that should sit behind a paywall, and most of it is public if you know where to look.

What VerifyDoc charges for is doing it across a whole bill at once: every line, every code, every unit reconciled against the EOB, with the discrepancies written up in plain English and ready to dispute.

Not medical, legal, or billing advice. These tools provide general information about medical billing. Verify against your own bill, explanation of benefits, and plan documents before acting.